Our Core Values reflect our organization's cultural values and govern our day-to-day decisions and behavior. We expect our employees to adhere to these Core Values.

Integrity - We revere honesty and forthrightness. We adhere to the highest ethical standards, provide timely, accurate and complete financial reporting, encourage prompt disclosure of bad news and welcome disagreement.

Golden Rule - We respect others and treat them in the way that we want to be treated.

Objectives - We clearly state and share our objectives with our employees, shareholders and others. We measure our performance against these objectives and react to new information, changes and opportunties by adjusting our business processes to achieve and surpass our objectives.

Excellence - We are committed to continuously improving our performance in order to meet and exceed the expectations of our customers and investors/owners. We reward our people for improving service quality and reducing costs.

Profit - Earning a profit rewards our investors/owners and enables us to attract necessary capital for further investment in our people and operating processes.